No-Fault and PIP pharmacy billing

Every claim out. Every dollar back.

Drugs Billing runs No-Fault, PIP, lien and workers’ compensation billing for independent pharmacies in New York and New Jersey: the claim confirmed before the fill, the paperwork filed on time, and denials worked rather than filed.

4
lines we bill, end to end
2
states today: New York and New Jersey
6
dispensing systems we work in
0
migrations, ever
What we bill

Four lines, one pharmacy

Accident and injury claims do not behave like a retail script. There is a carrier instead of a PBM, a form instead of a switch, and a deadline that decides whether the fill was worth doing. We run New York and New Jersey, with more states coming.

01

No-Fault

New York

The auto carrier pays for prescriptions arising from the accident, not the patient's health plan and not a PBM. The claim is only as good as the paperwork behind it.

  • Confirm the carrier, claim number, adjuster and date of loss before the script is filled, not after the bill is rejected
  • Take the assignment of benefits, so the pharmacy is billing in its own right
  • Prepare and submit the NF-3 with the dispensing detail the carrier will ask for
  • Answer verification requests inside the window instead of letting the clock run
  • Work the NF-10 denial: read the reason, fix what is fixable, and resubmit
  • Build the arbitration packet when the carrier will not pay a payable claim
FormsNF-3NF-AOBNF-10
02

PIP

New Jersey

Personal Injury Protection is primary for accident-related prescriptions in New Jersey. The gate is the treatment plan, and missing it is what turns a covered fill into a write-off.

  • Confirm PIP coverage and the claim before dispensing, including which carrier is actually primary
  • Handle decision point review and precertification where the plan requires it
  • Submit the Attending Provider Treatment Plan with the supporting detail
  • Work denials and underpayments rather than filing them
  • Prepare the PIP arbitration submission where the carrier will not resolve it
FormsAPTPDecision Point Review
03

Liens

New YorkNew Jersey

The pharmacy dispenses against a personal injury settlement and is paid when the case resolves. The money is real, but it arrives late and only if the paperwork exists.

  • Paper the lien or letter of protection with the attorney before the balance grows
  • Keep a per patient, per case ledger so the balance is never reconstructed from memory
  • Keep the case status current with the firm rather than waiting to be told
  • Present the balance at settlement, with the dispensing record behind every line
  • Reconcile what actually arrives against what was presented
FormsLienLetter of protection
04

Workers' Comp

New YorkNew Jersey

A work injury puts the prescriptions on the comp carrier. The rules are their own: a fee schedule, a carrier that objects in writing, and a board behind it.

  • Confirm the claim, the carrier and whether the injury is accepted or contested
  • Bill to the comp fee schedule rather than to a retail price nobody will pay
  • Answer the carrier's objection on its own terms and within its own timeline
  • Escalate to the board when the carrier will not pay a payable claim
  • Track the long tail, because comp balances outlive the fill by months
Coming soon
  • 837P submissionsNot yet liveElectronic professional claims, submitted as an 837P rather than on paper or through a portal.
  • More statesNot yet liveNew York and New Jersey today. Tell us where you are and we will say honestly whether it is close.
How we run it

Six services, one daily cycle

The four lines above are what we bill. These are the parts of the work, and they run the same way whether the payer is a carrier, an attorney or a comp board. Take the whole cycle or the one part that is costing you.

How it works

Where you are, and what happens next

Most pharmacies come to us in one of three states. Pick the one that sounds like yours.

Phase 01 · Foundation

Stabilise the daily cycle

Accident claims are going out late or not at all, the No-Fault paperwork is being done between fills, and the person who knows it is also the person at the counter. We take the daily cycle first, because nothing else improves while the front end leaks.

Pharmacy billing →
  • 01Access to the system you already run
  • 02The carrier and claim confirmed before the fill
  • 03NF-3 and APTP filings out on the daily cycle
  • 04A named team you can call

We work in your system

No migration, no new software for your staff, no change to how a prescription gets filled. If you run something not listed here, ask. The work is usually the same shape.

PrimeRxBestRxRx30QS/1LibertyPioneerRx
Start here

Talk to us about your pharmacy

Send a month of remittances and we will show you what is being left behind before you commit to anything.

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